Now available on the App Store

Your money,
simplified.

Track every account, budget, debt, and investment — all in one beautifully designed iOS app. Built for the way India manages money.

Download on App Store See all features →
8+
Modules in one app
0
External servers
iCloud
Synced & private
iOS 17
Native SwiftUI

Your entire financial life,
one screen.

Not just another expense tracker. Complete Personal Finance covers every dimension of personal finance — from daily chai to long-term investments.

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Multi-Account Tracking

Bank accounts, credit cards, wallets, and cash — all in one place with real-time balances.

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Smart Budgets

Set monthly limits per category. Get alerts at 80% and 100% so you never overspend silently.

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Debt & Loan Tracker

Track home loans, car loans, and credit cards. Snowball vs avalanche payoff strategies built in.

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Recurring Bills

Log subscriptions and EMIs once. Get reminders before they're due — never miss a payment.

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Investment Snapshot

Mutual funds, FDs, PPF, stocks, gold — track your portfolio value and returns over time.

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Smart Insights

7 interactive charts and AI-style analysis that spots patterns in your spending before you do.

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Multi-Currency

Live exchange rates. INR formatting with lakhs and crores. Track foreign spending too.

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Tax Helpers

Tag transactions as 80C, 80D, HRA, 80G. Generate a year-end summary for your CA.

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CSV Import & Export

Import bank statements from HDFC, SBI, ICICI, Axis, and more. Export anytime.

Know your
real number.

Assets minus liabilities — calculated automatically from all your accounts, investments, and loans. Updated every time you add a transaction.

Monthly snapshots let you track progress over time. See exactly how your net worth is trending.

Net Worth
₹28,47,350
↑ ₹1,24,500 this month
Bank Accounts₹5,68,177
Investments₹7,72,925
Home Loan−₹38,50,000
Credit Card−₹47,500

Spend with
intention.

Set budgets for every category that matters to you. Watch the bars fill up in real time. Get a nudge before you cross the line.

Savings goals with progress tracking. See exactly when you'll hit your target at your current pace.

Food & Dining₹6,200 / ₹8,000
Transport₹3,850 / ₹4,000
Entertainment₹1,200 / ₹3,000
Bills₹5,300 / ₹5,000
Groceries₹2,800 / ₹5,000

See what the
numbers mean.

The app analyses your spending history and surfaces patterns you'd never notice manually — subscription creep, overspending anomalies, savings pace.

7 interactive charts: income vs expenses, category breakdown, spending trends, cash flow, and more.

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Subscriptions grew ₹768/mo

Netflix (₹649), Spotify (₹119) recently added.

Savings rate: 28% this month

Your average is 22%. You're ahead of pace.

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Top merchant: Swiggy ₹3,499

45% more than your 3-month average.

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Home loan: 34% paid off

₹38.5L remaining. Keep going!

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Your data never
leaves your iCloud.

We designed Complete Personal Finance so that we — the developers — never see, access, or store your financial data. Ever.

On-device processing

All categorisation, insights calculations, and data processing happens entirely on your iPhone. Nothing is sent to our servers — because we don't have any.

Your iCloud, your data

Data syncs across your Apple devices via your private iCloud container. Only you can access it. Not us. Not Apple. Not anyone else.

Zero third-party analytics

No Firebase. No Mixpanel. No advertising SDKs. The only external network call is fetching exchange rates from frankfurter.app — no user data is sent.

Disclaimer: Complete Personal Finance is a personal finance tracking tool. It does not provide financial, tax, or investment advice. Consult a qualified Chartered Accountant or financial advisor for financial decisions. Tax tracking is for informational purposes only — verify all figures with a CA before filing returns. Investment values are manually entered and may not reflect real-time market prices.

Take control of your
money today.

Free to download. No subscription. No ads. Just your finances, beautifully organized.

Download on App Store